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Discussion on Trainer's liability insurance question

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Melissa
Posted on Friday, Nov 3, 2000 - 6:21 pm:   Edit PostPrint Post

I am thinking about starting to give riding lessons and was wondering a few things. Is it a must that I carry liability insurance or can I get by with release forms? The lessons will be given on my parent's farm. If I do need to carry insurance, do they also need to carry it? Also, what price range does liability insurance usually run? Any comments will be greatly appreciated. Thanks!
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Robert N. Oglesby DVM (Dro)
Posted on Sunday, Nov 5, 2000 - 8:20 am:   Edit PostPrint Post

Much will depend on your local and state laws. It is hard to imaginge that both release forms and insurance will not be important but contact a lawyer. Important is to determine if your state has a equine endeavor limited liability law. Many states have such laws but require you post signs.
DrO
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Teresa Alexander-Arab (Teresaa)
Posted on Sunday, Nov 5, 2000 - 8:39 pm:   Edit PostPrint Post

Hi Melissa,

in Canada, liability insurance is quite expensive. However, you can have it as a business expense (I think). I wouldn't give lessons without it. Especially, if you're in a civil action prone country!

Teresa
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